Terms of Service

1. Acceptance of Terms

By accessing or using Swipechain (the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Platform. Swipechain reserves the right to update these Terms at any time. Continued use after changes are posted constitutes acceptance of the revised Terms.

2. What Swipechain Is

Swipechain is a DeFi (Decentralised Finance) strategy automation platform. It provides tools that interact with third-party on-chain protocols (such as Aave, Compound, Uniswap, and others) on your behalf, according to parameters you configure. Swipechain is not a bank, broker, investment adviser, or financial institution. We do not provide financial advice. Nothing on the Platform should be construed as a recommendation to buy, sell, or hold any asset.

3. Smart Contract Risk

All Swipechain strategies are executed by smart contracts deployed on EVM-compatible blockchains. Smart contracts, while audited, may contain bugs, vulnerabilities, or behave unexpectedly under certain market conditions. By using the Platform, you acknowledge and accept that:

• •Smart contract code may have undiscovered flaws.
• •Swipechain provides no guarantee of profit, yield, or protection outcome.
• •Past performance of any strategy does not guarantee future results.
• •You authorise each on-chain action by signing a transaction with your own wallet. Swipechain never submits unsigned transactions on your behalf.

4. Flash Loan Risk

Several Swipechain strategies (Liquidation Savior, Flash Loan Marketplace) use flash loans — uncollateralised loans borrowed and repaid within a single blockchain transaction. You acknowledge that:

• •A failed flash loan transaction still costs gas. The transaction reverts but gas is not refunded.
• •Flash loan strategies may fail if market conditions change between transaction submission and on-chain execution.
• •Swipechain is not liable for failed transactions or associated gas costs.

5. Fee Structure

Swipechain charges fees for strategy execution. Current fees are:

• •Strategy execution fee: 0.3% of the transaction value for Liquidation Savior, Portfolio Auto-Optimizer, Cross-Chain Yield Aggregator, and Flash Loan Marketplace strategies.
• •Insurance premium: 2.5% per year on the coverage amount, billed monthly for DeFi Insurance Backstop policies.
• •Third-party protocol fees: Underlying DeFi protocols (e.g. Aave's 0.09% flash loan premium) charge their own fees, separate from Swipechain's fee.

All fees are non-refundable. Fee amounts will always be displayed to you before you confirm any transaction.

6. No Financial Advice

APYs, yields, and performance data shown on the Platform are historical estimates sourced from third-party protocols and aggregators. They are provided for informational purposes only and do not constitute investment advice. DeFi yields are highly variable and can go to zero. Never invest more than you can afford to lose.

7. Your Responsibilities

By using the Platform, you confirm that you:

• •Are of legal age to enter into contracts in your jurisdiction.
• •Have an adequate understanding of DeFi, smart contracts, and the risks involved.
• •Are solely responsible for the security of your wallet, private keys, and seed phrase.
• •Will not attempt to manipulate markets, exploit smart contract vulnerabilities, or use the Platform for any illegal purpose.
• •Comply with all applicable laws and tax obligations in your jurisdiction related to your use of DeFi protocols.

8. Prohibited Activities

You may not use the Platform to: engage in market manipulation or wash trading; attempt to exploit or reverse-engineer Swipechain smart contracts; conduct front-running attacks against other users; launder funds or violate anti-money-laundering laws; or circumvent access restrictions.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Swipechain and its contributors shall not be liable for any: loss of funds due to smart contract exploits or bugs; losses resulting from oracle manipulation or price feed errors; bridge failures or cross-chain execution errors; gas costs for reverted transactions; market losses arising from DeFi protocol failures; or indirect, incidental, or consequential damages of any kind. The Platform is provided "as is" without warranties of any kind, express or implied.

10. Intellectual Property

The Swipechain interface, branding, and proprietary strategy logic are owned by Swipechain. Open-source smart contracts are released under their respective licences. You may not reproduce, distribute, or create derivative works from proprietary Swipechain materials without prior written consent.

11. Governing Law

These Terms are governed by applicable law. Disputes shall be resolved through binding arbitration on an individual basis — class actions are waived to the maximum extent permitted by law. Nothing in these Terms limits your statutory rights as a consumer where applicable.

12. Contact

Questions about these Terms? Email us at support@swipechain.net.